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Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)

Huntington Bank · WI · $70,000–$154,000 a year · Full time

Posted Oct 2, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a credit problem you spotted early. What tipped you off?

What they are checking: Early warning skill, which the posting calls a critical part of this role.

Tell me about a time you deepened a client relationship while managing its risk.

What they are checking: Seeing portfolio management as both relationship growth and risk control, as the posting describes.

How do you work with your Team Leader and Regional Credit Officer when you disagree on a credit?

What they are checking: Professional disagreement and respect for credit authority in a layered approval structure.

What would you do

A sales rep needs a fast approval to win a deal against a competitor, but the financials are weak. What do you do?

What they are checking: Balancing responsiveness to sales with sound credit, possibly through structure instead of a flat no.

A client's covenant is breached for the first time. Walk me through what you do.

What they are checking: Measured response that gathers facts, considers waivers or amendments and documents the decision.

About the work

Walk me through how you underwrite a large equipment lease or loan for a technology finance customer.

What they are checking: Whether they can assess both the company's credit and the value and obsolescence risk of technology equipment.

How does technology equipment collateral change your view of risk compared to real estate or inventory?

What they are checking: Understanding that fast-depreciating tech assets limit recovery and shift weight onto the borrower's cash flow.

How do you factor industry dynamics and the economy into a credit decision?

What they are checking: Ability to connect macroeconomic and competitive trends to a specific borrower's repayment ability.

How do you manage a portfolio so annual reviews, covenants and exceptions don't slip?

What they are checking: Portfolio administration discipline, since this role owns credit quality for the assigned book.

What regulatory requirements shape how you risk-rate and document credits?

What they are checking: Awareness of risk rating standards and documentation that holds up to examiners.

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The full job description

As published by Huntington Bank.

Description This position can be located at any Huntington corporate office. The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends. Duties and Responsibilities: • Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. • Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. • Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer. • Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements. • Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks. • Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation. • Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review. • Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization. • Mentor Credit Analysts and junior-level Portfolio Managers. • Performs other duties as assigned. Required Qualifications: • Bachelor's Degree in Accounting, Finance, or related field. • 5+ years of experience in commercial credit analysis. Preferred Qualifications: • Experience conducting cash flow analysis for large, complex publicly traded companies. • Intermediate proficiency with MS Office Desktop applications. • Proficiency with Moody’s spreading software. • Previous equipment finance underwriting experience. • Strong interpersonal skills and solid written/verbal communication. • Ability to prioritize workflow and multi-task in a fast-paced environment. • Strong interpersonal skills and solid written/verbal communication. • RMA-CRC designation. • CLFP designation. #LI-DK1 #CML Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes Applications Accepted Through: 10/09/2026 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled. Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $154,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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