Senior Life Underwriter
Posted Sep 10, 2026 · We last checked this listing on Oct 6, 2026
Likely interview questions for this role
Written from this job description, not a generic list. Each one notes what the interviewer is really checking.
About your past
Tell me about a time you used judgment outside of a strict guideline. How did you support your decision?
What they are checking: Whether they can make sound exceptions and document them clearly.
How do you talk with an attending physician's office to get records you need quickly?
What they are checking: Whether they can work politely and persistently with medical staff.
What would you do
A financial representative is frustrated that their client got a less favorable class than expected. How do you handle the call?
What they are checking: Whether they explain the decision with tact and suggest what could help without bending guidelines.
You have a heavy queue and several reps pushing for their cases. How do you prioritize?
What they are checking: Whether they work fairly by age and complexity and communicate status clearly.
About the work
Walk me through how you would underwrite a 52-year-old applicant with type 2 diabetes and a recent A1C of 7.8.
What they are checking: Whether they weigh control, duration, complications and other factors to reach a sound risk class.
What in an applicant's financial information would make you question the face amount they are applying for?
What they are checking: Whether they understand financial justification and the risk of over-insurance.
An applicant lists skydiving as a hobby. How does that affect your decision?
What they are checking: Whether they know how avocations are rated with flat extras or exclusions and what details to request.
When do you order more requirements, like an APS, and when do you decide you have enough to act?
What they are checking: Whether they balance thoroughness with speed and cost so cases do not stall.
How does underwriting a reinstatement application differ from a new application?
What they are checking: Whether they know what changed since issue and what evidence of insurability is needed.
How do you underwrite disability or long-term care applications differently from life?
What they are checking: Whether they understand that morbidity risk depends on different factors than mortality risk.
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Practice this out loudThe full job description
As published by COUNTRY Financial.