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Underwriter - Inland Marine

Starr Insurance · Chicago, IL · Full time

Posted Jul 24, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about an agent or broker relationship in the Chicago market that brought you steady business.

What they are checking: Local relationship-building, since the posting ties growth to agents and brokers in Chicago.

Tell me about a time you worked with actuaries or other teams to rethink pricing on a class.

What they are checking: Collaboration with actuarial staff, which the posting names as part of the role.

What would you do

A renewal has two large cargo theft losses. How do you decide whether to renew and on what terms?

What they are checking: Using loss history to set terms or controls rather than reflexively declining or renewing flat.

A broker asks for a quote fast but hasn't sent the equipment schedule. How do you handle it?

What they are checking: Balancing service speed with the information needed to underwrite properly.

How do you keep renewal retention high without giving away rate?

What they are checking: Account service and negotiation that protect both relationships and pricing.

About the work

Walk me through how you'd underwrite a builder's risk policy for a mid-rise project in Chicago.

What they are checking: Knowledge of project values, construction type, schedule and soft costs that drive builder's risk pricing.

What do you look for when you underwrite contractor's equipment?

What they are checking: Understanding of equipment schedules, theft exposure and operator experience as risk drivers.

How does motor truck cargo risk change with commodity, radius and routes?

What they are checking: Whether they know the cargo exposures that drive theft and loss frequency.

How do you read a contractor's financial statements when you're deciding on an equipment risk?

What they are checking: Financial analysis skill, which the posting lists alongside exposures and loss history.

What makes a risk fall inside or outside Starr's appetite in inland marine?

What they are checking: Whether they think in terms of appetite and guidelines instead of writing everything that walks in.

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The full job description

As published by Starr Insurance.

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress. Position Overview: As an Inland Marine Underwriter at Starr Insurance Companies, you will be responsible for underwriting and servicing a portfolio of inland marine business, including builder’s risk, contractor’s equipment, motor truck cargo, and various specialized property coverage. You will drive profitable growth by developing new business opportunities, analyzing and selecting risks, and nurturing relationships with agents, brokers, and clients in the Chicago market. Key Responsibilities: • Underwrite, rate, and quote new and renewal inland marine business in accordance with Starr’s risk appetite and guidelines. • Analyze exposures, financials, and loss history to evaluate risk and determine appropriate coverage and pricing. • Build and maintain strong agent/broker relationships to drive new business and renewal retention. • Collaborate with actuarial, claims, and loss control teams to deliver comprehensive insurance solutions. • Negotiate terms, conditions, and pricing with producers, seeking a balance of growth and profitability. • Stay updated on inland marine market trends, competitor offerings, and regulatory changes. • Conduct field visits as needed to assess exposures and develop market intelligence. • Ensure regulatory compliance and accurate documentation for all accounts ​ Qualifications: • Bachelor’s degree preferred. • 3+ years of inland marine or commercial property underwriting experience, preferably with an insurance carrier. • Strong knowledge of inland marine coverages, exposures, and rating methodologies. • Excellent analytical, negotiation, and communication skills. • Proven ability to build agent/broker relationships and drive profitable growth. • CPCU, AU, ARM, or other related insurance designations are a plus. • Proficiency in Microsoft Office and underwriting/rating systems. • Self-motivated, organized, and able to work independently or as part of a team. Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.

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