Jobs › Trinity Health

Patient Financial Clearance Specialist

Trinity Health · Maywood, IL · $18.16–$28.14 an hour · Full time

Posted Oct 2, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you worked with a physician's office to get clinical information for an authorization.

What they are checking: Whether they can follow up persistently and politely with busy offices to get what payers need.

Tell me about a time you had to explain to a patient that their insurance might not cover a service.

What they are checking: Whether they can share bad financial news clearly and kindly, and offer next steps.

How do you keep up with changing payer rules, like which services need authorization?

What they are checking: Whether they stay current, since payer rules change often and mistakes lead to denials.

What would you do

The insurance carrier denies a pre-certification two days before surgery. What do you do?

What they are checking: Whether they act quickly with the physician's office and the patient to keep care on track.

How do you handle a phone queue with an insurance rep who keeps transferring you?

What they are checking: Whether they stay patient and organized and document each call so work isn't lost.

You have a long list of upcoming cases to clear. How do you decide which to work first?

What they are checking: Whether they prioritize by service date and risk so nothing reaches the day of care uncleared.

About the work

Walk me through how you verify a patient's insurance and get pre-certification for a scheduled MRI.

What they are checking: Whether they know the steps well enough to clear patients before service without delays.

What's the difference between eligibility verification and a prior authorization?

What they are checking: Whether they understand that being covered does not mean the service is approved.

Why does accurate documentation in the PFS system matter for billing and collections?

What they are checking: Whether they understand that their notes directly affect whether the hospital gets paid.

What systems or payer portals have you used, and how quickly do you pick up a new one?

What they are checking: Whether they can work efficiently in the electronic tools the job depends on.

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The full job description

As published by Trinity Health.

Employment Type: Full time Shift: Day Shift Description: Loyola Medicine, a member of Trinity Health, is a nationally ranked academic, quaternary care system based in Chicago's western suburbs. The three-hospital system includes Loyola University Medical Center, Gottlieb Memorial Hospital, MacNeal Hospital, as well as convenient locations offering primary care, specialty care and immediate care services from more than 1,500 physicians throughout Cook, Will and DuPage counties. All three of our hospital sites are within a short commute from the city! If you are a Financial Clearance Specialist who’s interested in working for a regional leader in healthcare, delivering compassionate care and improving the lives of those in our communities, join the Loyola team and become Loyola Strong! What you’ll do: Functions as a Pre-certification Representative for ensuring that patients having pre-scheduled services are financially cleared before services are rendered. This is achieved primarily by completing insurance verification and pre-certification of a patient's insurance coverage. Completes insurance verification of patient's coverage by contacting the patient's insurance carrier via phone or computer system. The information obtained is documented in PFS computer systems and used for billing and collection purposes. Works with insurance carrier representatives and physicians to resolve pre-cert delays. What you'll need for this job: Minimum Education: Required: High School Diploma or equivalent Minimum Experience: Required: 2 to 5 years experience in area of expertise such as scheduling, financial clearance, or patient access. National certification in HFMA CRCR or NAAM CHAA required within one (1) year of hire. Compensation: Pay Range: $18.16-$28.14 per hour Actual compensation will fall within the range but may vary based on factors such as experience, qualifications, education, location, licensure, certification requirements, and comparisons to colleagues in similar roles. Trinity Health Benefits Summary Our Commitment Rooted in our Mission and Core Values, we honor the dignity of every person and recognize the unique perspectives, experiences, and talents each colleague brings. By finding common ground and embracing our differences, we grow stronger together and deliver more compassionate, person-centered care. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other status protected by federal, state, or local law.

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