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This position has closed. Xcel Energy removed this listing from their careers page on Sep 28, 2026. The interview prep below is still useful, and there are similar open roles at the bottom of this page.

Credit and Collections Representative

Xcel Energy · Eau Claire, WI · Full time

Posted Sep 14, 2026 · We last checked this listing on Sep 27, 2026

Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

What would you do

This role handles residential credit and collections calls for a utility. Walk me through a call with a customer who is months behind and worried about losing service.

What they are checking: Handling the hardest call in the job with both empathy and structure

A customer is angry and shouting before you've said anything. What do you do?

What they are checking: Composure at the front line

How do you follow a collection protocol and a script while still sounding like a person?

What they are checking: Working inside a process without becoming robotic

What do you do when a customer's dispute turns out to be legitimate and the company was wrong?

What they are checking: Willingness to own an error on behalf of the company

The role includes an on-call rotation. How does that sit with you?

What they are checking: The stated on-call commitment, confirmed

The posting asks for at least eighteen months of customer service experience and starts at $20.00 an hour in Eau Claire. Does that work for you?

What they are checking: The stated minimum and posted pay, confirmed

About the work

How do you negotiate a payment arrangement someone can actually keep?

What they are checking: Whether arrangements are set realistically or just to close the call

The posting says you use multiple computer programs at once and provide specialized technical support. What systems have you run in parallel, and how do you keep them straight?

What they are checking: The stated technical requirement, which is a real screen

You're expected to troubleshoot and resolve technology problems yourself. Tell me about a time you fixed a computer problem without calling support.

What they are checking: Self-sufficiency, named as a minimum requirement

The posting says Spanish proficiency is highly desirable with a pay premium after a proficiency test. Where are you with that?

What they are checking: The stated preferred skill and its pay implication

Practice this interview out loud.

Offer builds a real interview for this exact role at Xcel Energy from your resume and this job description, asks the questions one at a time, and tells you what landed. The first one is free.

Practice this out loud

The full job description

As published by Xcel Energy.

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you’re looking for. Position Summary The Residential Credit and Collections Representative plays a pivotal role to ensure customer satisfaction and to solve a wide range of complex issues and inquiries. Representatives utilize strong negotiation skills to collect payments and arrange a schedule for past due utility debt repayment. Through the use of multiple technology channels, Residential Credit and Collections Representatives analyze and address customers’ energy needs and concerns in a single interaction. Building trust with customers is essential in this role, requiring the anticipation of their needs and the provision of precise information. The role involves educating customers on necessary actions and strategies for debt repayment and the promotion of a variety of company products and services to enhance their overall experience. This role supports customers by maintaining an understanding of complex electric and gas rate options across multiple service territories. In addition, representatives will process critical orders in high pressure situations surrounding electric emergencies, as well as on-call responsibilities during storm or other related emergency situations. Performance is measured against individual indicators of customer satisfaction, quality, and productivity to meet overarching business goals. Essential Responsibilities • Deliver exceptional customer service through multiple communication channels, primarily phone calls. • Anticipate customer needs and offer tailored solutions using advanced problem-solving skills. • Utilize critical thinking to address and resolve complex customer inquiries. • Provide specialized technical support to customers. • Engage with past due customers to negotiate for payments and eligible arrangements on remaining balances. • Follow and optimize collection protocol utilizing specialized tools. • Expedite the resolution of customer disputes and queries. • Handle customer phone calls professionally, empathetically and knowledgeably, following appropriate scripts when necessary. • Participate in an on-call rotation. • Perform additional duties as assigned, including involvement in special projects. Minimum Requirements • At least 18 months of customer service experience or equivalent. • High School Diploma or equivalent. • Ability to confidently use multiple computer programs at once. • The capability to proactively identify, troubleshoot, and resolve technology-related issues. This includes diagnosing hardware and software problems, implementing effective solutions, and ensuring minimal disruption to workflow. Preferred Requirements • Bilingual proficiency in Spanish is highly desirable, with a compensation premium available after passing a Spanish-language proficiency test. • Experience in collections. As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you’re ready to be a part of something big, we invite you to join our team. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Individuals with a disability who need an accommodation to apply please contact us at recruiting@xcelenergy.com . Non-Bargaining The anticipated starting base pay for this position is: $20.00 per hour This position is eligible for the following benefits: Spot On Bonus, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Reimbursement Account, Health Care Reimbursement Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part. In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information. Deadline to Apply: 09/27/26 EEO is the Law | EEO is the Law Supplement | Pay Transparency Nondiscrimination | Equal Opportunity Policy (PDF) | Employee Rights (PDF) All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility. ACCESSIBILITY STATEMENT Xcel Energy endeavors to make https://www.xcelenergy.com/ accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Xcel Energy Talent Acquisition at recruiting@xcelenergy.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.