JobsAssociated Bank

Commercial Portfolio Manager AVP

Associated Bank · Milwaukee, WI

Posted Jul 20, 2026 · We last checked this listing on Sep 20, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

Behavioral

Tell me about a time you spotted early signs that a borrower's performance was slipping. What did you do about it?

proactive risk monitoring and whether they act before problems become losses

Describe a time you worked closely with a relationship manager to grow or save an account. What was your role versus theirs?

how well they partner with RMs without stepping on lanes or dropping the ball

Tell me about a time you identified an opportunity to cross-sell treasury management or deposit services to an existing borrower.

commercial instinct and whether they think beyond the credit box

Tell me about a difficult client conversation, maybe about declining a request or delivering bad news on terms. How did you handle it?

client service instincts and comfort with uncomfortable conversations

What drew you to commercial credit work, and where do you see your credit training or CFA progress taking your career here?

genuine interest in the credit discipline and long-term fit for growth into portfolio ownership

Technical

Walk me through how you'd analyze a credit request for a middle market client. What financial statements and ratios would you look at first, and why?

whether the candidate has real credit analysis chops beyond textbook knowledge

What's the difference between structuring a loan for a stable, cash-flow-rich company versus one that's leveraged or cyclical?

depth of understanding in loan structuring and risk-adjusted lending

How do you keep a portfolio in compliance with bank credit policy while still managing a heavy caseload of renewals and reviews?

organizational discipline and policy awareness under volume pressure

What's your experience with covenant tracking, and what do you do when you find a covenant violation?

knowledge of ongoing credit monitoring mechanics and escalation judgment

Situational

Say you're reviewing a loan renewal and the borrower's cash flow has weakened since the last review, but the relationship manager wants to push it through quickly for the client. How do you handle that conversation?

ability to hold credit quality standards under relationship pressure

If you inherited a portfolio with several past-due financial statement submissions from borrowers, what's your plan to get current and stay current?

practical process for chasing documentation and managing portfolio hygiene

How would you prioritize your day if you had two loan renewals due, a covenant breach to review, and a relationship manager asking for a quick credit read on a new deal?

real-world triage skills when everything feels urgent

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The full job description

As published by Associated Bank.

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. Role Summary As a Portfolio Manager, you will support the growth and management of Middle Market & Corporate Banking relationships by analyzing credit opportunities, monitoring portfolio performance, and delivering exceptional client service. This role offers the opportunity to build strong financial expertise, partner with experienced banking professionals, and contribute directly to client and portfolio success. Key Accountabilities • Analyze financial information and credit requests to assess risk and recommend lending structures. • Manage and monitor portfolio performance to maintain strong credit quality and policy compliance. • Partner with Relationship Managers to support client relationships and identify growth opportunities. • Coordinate loan renewals, financial reviews, and ongoing portfolio maintenance activities. • Monitor borrower performance and repayment trends, taking proactive action when needed. • Identify and refer opportunities for treasury management, deposits, and other banking solutions. • Collaborate with credit, operations, and internal partners to deliver a seamless client experience. • Participate in community and business development activities to strengthen market presence and relationships. Education & Experience Required • Bachelor’s degree in Business, Finance, Accounting, or a related field, or an equivalent combination of education and experience. • 2+ years of experience in Commercial Banking, Corporate Banking, Specialized Banking, or Credit Analysis. Preferred • 2+ years of experience managing complex credit relationships. • Experience supporting business development or sales activities. • Formal credit training. • Chartered Financial Analyst (CFA) designation or progress toward certification. • Reliable transportation and the ability to travel locally as needed. Why You’ll Love Working Here Associated Bank is committed to helping colleagues grow their careers through meaningful work, professional development, and collaborative teamwork. You'll have opportunities to expand your banking expertise, build strong client relationships, and make a measurable impact within your market and community. Apply today to make an impact. We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience. In addition to core traditional benefits, we take pride in offering benefits for every stage of life.  • Retirement savings including both 401(k) and Pension plans.  • Paid time off to volunteer in your community.  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.  • Competitive salaries with professional development and advancement opportunities.  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.   • Personal banking, loan, investment and insurance benefits.  Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on  Facebook ,  LinkedIn  and  X .   Compliance Statement Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact  leavesandaccommodations@associatedbank.com  if you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice  English or Spanish . Know Your Right to Work  English  or  Spanish . Associated Bank is Pay Transparency  compliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range. $72,100.00 - $123,600.00 per year

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