Jobs › Associated Bank

District Senior Credit Officer

Associated Bank · Milwaukee, WI · $167,860–$287,760 a year · Full time

Posted Sep 23, 2026 · We last checked this listing on Oct 4, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you caught a credit problem early. What signals did you see?

What they are checking: Whether they spot deterioration before it becomes a loss.

How do you develop the credit professionals on your team?

What they are checking: Whether they build judgment in others rather than making every decision themselves.

Tell me about a loan you declined that the business strongly wanted. How did you handle it?

What they are checking: Whether they can say no clearly and keep the working relationship intact.

What would you do

A top relationship manager brings you a deal that is outside policy but has a strong sponsor. How do you decide?

What they are checking: Whether they can approve smart exceptions with mitigants without eroding credit discipline.

How do you partner with the business so credit is seen as helping growth rather than blocking it?

What they are checking: Whether they can be a trusted partner while protecting the bank.

A construction project is over budget and behind schedule. What steps do you take?

What they are checking: Whether they know how to protect the bank through rebalancing, sponsor support and monitoring.

About the work

Walk me through how you evaluate a large commercial real estate loan request for approval.

What they are checking: Whether they assess property cash flow, sponsor strength, market and structure with senior-level judgment.

How do you monitor CRE concentration across a portfolio, and what would make you slow lending in one property type?

What they are checking: Whether they manage concentration risk proactively, which regulators watch closely for CRE.

How do you think about office properties in today's market?

What they are checking: Whether they understand current pressures on office values, vacancy and refinancing risk.

How do you make sure asset quality ratings in your district are accurate and timely?

What they are checking: Whether they hold teams to honest risk ratings, which examiners test.

How do you prepare for a regulatory exam of the CRE portfolio?

What they are checking: Whether they understand what examiners look for and keep files exam-ready.

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The full job description

As published by Associated Bank.

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. Associated Bank is seeking a Regional Credit Manager to provide credit leadership, risk oversight, and approval support for our Commercial Real Estate Lending teams. This role partners closely with business leaders to evaluate credit opportunities, maintain portfolio quality, and support profitable growth while developing a team of experienced credit professionals. It's an opportunity to influence strategic lending decisions and help shape the future of our commercial credit organization. What you'll do: • Evaluate and approve CRE lending requests while ensuring alignment with credit policies, risk tolerances, and regulatory requirements. • Partner with CRE relationship managers to structure credit solutions that support client needs and business growth. • Monitor portfolio quality, asset quality ratings, and concentration trends to identify and manage risk proactively. • Provide guidance on loan policy, underwriting standards, and credit risk management across the organization. • Collaborate with relationship managers and portfolio managers to strengthen credit analysis and lending practices. • Support executive reporting, loan loss forecasting, and portfolio reviews through accurate risk assessments. • Contribute to strategic initiatives, including portfolio acquisitions, integrations, and continuous improvement efforts. What you'll bring: Education & Experience Required • Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience. • 8+ years of commercial credit administration experience with delegated credit approval authority. • Experience evaluating complex commercial credit transactions and applying sound risk management practices. • Previous leadership experience developing, coaching, and managing credit or lending professionals. • Strong knowledge of commercial lending, credit underwriting, portfolio management, and regulatory requirements. Preferred • Advanced commercial credit approval authority and experience approving larger or complex transactions. • Experience partnering directly with commercial banking sales and relationship management teams. • Experience supporting credit administration within a regional or national banking organization. • Professional credit, banking, risk management, or financial analysis certifications. Why You'll Love Working Here At Associated Bank, you'll play a key role in balancing risk management with responsible growth while partnering with talented commercial banking professionals across the organization. We offer opportunities to lead, influence strategic decisions, develop future credit leaders, and make a meaningful impact on the communities we serve. Apply today to make an impact. We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience. In addition to core traditional benefits, we take pride in offering benefits for every stage of life. • Retirement savings including both 401(k) and Pension plans. • Paid time off to volunteer in your community. • Opportunities to connect with others through our diversity-focused Colleague Resource Groups. • Competitive salaries with professional development and advancement opportunities. • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more. • Personal banking, loan, investment and insurance benefits. Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on  Facebook ,  LinkedIn  and  X . Artificial Intelligence Statement To support our recruiting process, we may use artificial intelligence ("AI") or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position. AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies. Compliance Statement Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish . Know Your Right to Work English or Spanish . Associated Bank is Pay Transparency compliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range. $167,860.00 - $287,760.00 per year

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