JobsEnova

Call Center Supervisor - Credit Report Disputes (Hybrid)

Enova · Chicago, IL · Operations

Posted Sep 1, 2026 · We last checked this listing on Sep 20, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

Behavioral

Walk me through your experience leading a team that handles credit report disputes. How big was the team and what did you own day to day?

whether the candidate actually has direct leadership experience in this specific type of operation, not just general call center supervision

Tell me about a time you noticed a pattern of errors in how your team was processing disputes. What did you do about it?

ability to move from spotting a trend to implementing a fix, not just flagging problems

Describe a time you had to coach someone whose dispute investigations were technically compliant but consistently low quality. What did that conversation look like?

coaching skill and whether they can give specific, actionable feedback rather than vague encouragement

Tell me about a time a dispute case got escalated past your team despite your best efforts. What happened and what did you learn from it?

accountability and reflection rather than blame-shifting when something goes wrong

Tell me about the last time you had to deliver a hard performance conversation, maybe even a termination, on your team. How did you prepare for it?

comfort with the harder parts of people management, not just the coaching wins

Technical

Tell me what you know about FCRA requirements as they apply to dispute investigations, and where teams most often get tripped up on compliance.

real depth of regulatory knowledge versus surface familiarity

Can you explain what Metro 2 format is and why it matters when a dispute gets updated or resolved?

hands-on technical fluency with the actual data format used in credit reporting, not just buzzword recognition

How have you used e-OSCAR in a previous role, and what kinds of issues came up when working disputes through that system?

genuine system-level experience versus someone who has only heard the name in passing

What KPIs did you track in your last role, and which one mattered most to you as a manager, and why?

whether they actually manage by data or just report numbers upward without acting on them

Situational

A dispute specialist on your team keeps missing turnaround time targets but their investigation quality is actually very good. How do you handle that?

how they balance coaching for speed versus protecting accuracy in a regulated process

Say a compliance partner flags that your team has a rising rate of disputes reopened by consumers after being marked resolved. What's your first move?

root cause thinking and whether they escalate appropriately versus trying to quietly patch it

How would you work with legal and compliance partners if they wanted a workflow change your team felt would slow things down?

cross-functional collaboration skills and whether they can push back constructively without stalling compliance needs

If you inherited a team where dispute turnaround times were consistently missing targets, what would you look at first in your first two weeks?

whether they have a structured diagnostic approach versus jumping straight to blaming staff

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The full job description

As published by Enova.

<p><em>We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. <span style="color: rgb(255, 255, 255); font-size: 8pt;">#LI-Hybrid&nbsp;#BI-Hybrid</span></em></p> <p><strong>About the role:</strong></p> <p>As a Contact Center Supervisor - Credit Report Disputes, your primary role will be leading and managing the end-to-end credit report dispute resolution operations. You will oversee a dedicated team focused on investigating, processing, and resolving credit reporting disputes efficiently and accurately. Your core responsibilities include training, mentoring, and directing representatives to optimize dispute workflow performance, maintain high-quality investigations, and minimize direct escalations. This role reports to the Department Manager.</p> <p><strong>Responsibilities:</strong></p> <ul> <li>Lead and manage the daily operations of the credit report dispute resolution team, ensuring timely and compliant processing of all dispute cases</li> <li>Provide ongoing coaching, guidance, and development to dispute specialists to maintain quality standards and dispute investigation accuracy</li> <li>Analyze dispute trends and root causes of processing errors, implementing process enhancements to prevent future credit reporting escalations</li> <li>Collaborate with operations, legal, and compliance partners to align dispute handling workflows with FCRA/Metro 2 guidelines and internal standards</li> <li>Monitor key performance indicators, dispute turnaround times, and quality assurance audits to drive team productivity and operational efficiency</li> </ul> <p><strong>Requirements:</strong></p> <ul> <li>3+ years of leadership experience managing teams within credit reporting dispute operations</li> <li>In-depth expertise in credit dispute resolution, FCRA regulations, Metro 2 format, and e-OSCAR system processing</li> <li>Excellent written and verbal communication skills</li> <li>Ability to coach, train, and motivate employees and evaluate their performance</li> <li>Strong analytical and problem-solving skills with a proven track record of resolving complex credit reporting escalations</li> </ul> <p><strong>Compensation:</strong></p> <p>The budgeted annual salary range for this position is $51,000 to $57,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail <a href="https://www.enova.com/culture/#:~:text=Full%2Dtime%20employees%20receive%20medical,and%20dependent%20daycare%3B%20and%20more!">here</a>.</p><div class="content-conclusion"><p><strong>Benefits &amp; Perks:</strong></p> <ul> <li>Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.</li> <li style="font-weight: 400;"><span style="font-weight: 400;">Health, dental, and vision insurance including mental health benefits</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">401(k) matching plus a roth option (U.S. Based employees only)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">PTO &amp; paid holidays off</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Sabbatical program (for eligible roles)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Summer hours (for eligible roles)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Paid parental leave</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Employee recognition and rewards program</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Charitable matching and a paid volunteer day…Plus so much more!</span></li> </ul> <p><strong>About Enova</strong></p> <p><span style="font-weight: 400;">Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.</span><span style="font-weight: 400;">&nbsp;</span></p> <p><span style="font-weight: 400;">Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture </span><a href="http://www.enova.com/culture"><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">.&nbsp;</span></p> <p><span style="font-weight: 400;">It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click</span><a href="https://www.enova.com/ccpa/"><span style="font-weight: 400;"> </span><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;"> to review our California Privacy Policy for Job Applicants.</span></p></div>

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