Jobs › Enova

Senior Software Engineer - SMB (Hyrbid)

Enova · Chicago, IL · $98,000–$130,000 a year · Tech

Posted Oct 5, 2026 · We last checked this listing on Oct 6, 2026

Apply at Enova

Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a production issue you debugged under pressure. What did you learn?

What they are checking: Whether they stay methodical during incidents and improve systems afterward.

Tell me about a time you mentored a junior developer. How did you help them grow?

What they are checking: Whether they share knowledge and raise the team's skill, which the posting expects of senior engineers.

Tell me about a time you worked with Analytics or Operations to solve a business problem.

What they are checking: Whether they understand business value and can partner outside engineering.

What would you do

There are two good ways to solve a problem and your teammate prefers the other one. How do you decide?

What they are checking: Whether they weigh trade-offs openly and can commit to a choice, since the posting says most problems have several solutions.

Product wants a feature shipped this week, but you see a risk to how customer data is handled. What do you do?

What they are checking: Whether they raise risk clearly and propose a safer path in a regulated lending business.

About the work

Design a service that takes small business loan applications and calls several third-party APIs for data. How would you structure it?

What they are checking: Whether they can design microservices with clear boundaries, retries and failure handling for outside dependencies.

How would you design the database schema for loan applications that change status many times?

What they are checking: Whether they understand schema design, history tracking and indexes for a real lending workflow.

A query that used to take 50 milliseconds now takes 5 seconds in production. How do you find out why?

What they are checking: Whether they can read query plans, check indexes and data growth, and fix slow SQL safely.

How would you make an event-driven system handle the same message twice without double-charging or double-funding?

What they are checking: Whether they understand idempotency, which matters a lot when money moves.

How do you run a database migration on a live system without downtime?

What they are checking: Whether they know safe migration patterns like additive changes and backfills.

How do you split work between a React frontend in TypeScript and backend services in Java, Python or Go?

What they are checking: Whether they can work full stack and design clean API contracts between layers.

Practice this interview out loud.

Offer builds a real interview for this exact role at Enova from your resume and this job description, asks the questions one at a time, and tells you what landed. The first one is free.

Practice this out loud

The full job description

As published by Enova.

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. Responsibilities : As a Senior Software Engineer on our Product SMB team, you’ll be designing and implementing technical solutions to business problems. You’ll collaborate with other engineers to build the best systems for the problem at hand, learning from Lead Engineers and Architects, while mentoring junior developers. Most problems have multiple solutions and we need your expertise to figure out which one is best and drive to completion. In addition, you will work with Product Management, Analytics, and Operations to deliver business value.   Our most successful Senior Engineers are able to tackle a variety of tasks from designing microservices, operational issues, production debugging, risk mitigation and management, and the ability to pair with others outside of your immediate team in order to accomplish any task.   Requirements: • 4+ years of professional experience building and deploying software using Java, Python, or Go, with TypeScript and React for frontend development. • Strong understanding of SQL and database fundamentals, including schema design, indexes, migrations, and query optimization. • Experience building API integrations and working within microservices or event-driven architectures. • Interest in developing across the full stack, with experience building both frontend and backend applications. • Strong coding, debugging, and troubleshooting skills, with a focus on clean, maintainable, and scalable solutions. • Ability to manage priorities across multiple projects and thrive in a fast-paced environment. • Experience using AI tools to enhance software development workflows, with sound judgment in their application. • Strong communication and collaboration skills, with the ability to work effectively across technical and cross-functional teams. • Willingness to participate in an on-call rotation. • Bachelor's degree in Computer Science, Engineering, or equivalent practical experience, with a passion for continuous learning and growth. Nice to have: • Familiarity with container technologies like Docker and Kubernetes • AWS experience and/or certifications • Working knowledge of modern web standards Compensation: This position includes various levels within our career ladder. The actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the ranges shown.  Budgeted annual salary ranges: Senior Software Engineer I: $98,000-$130,000 Senior Software Engineer II: $108,000 to $140,000 Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail  here . Benefits & Perks: • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results. • Health, dental, and vision insurance including mental health benefits • 401(k) matching plus a roth option (U.S. Based employees only) • PTO & paid holidays off • Sabbatical program (for eligible roles) • Summer hours (for eligible roles) • Paid parental leave • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova) • Employee recognition and rewards program • Charitable matching and a paid volunteer day…Plus so much more! About Enova Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.   Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here .  It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

Apply at Enova