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Auto Service Appraiser Sr- Desk

COUNTRY Financial · Bloomington, IL · $66,400–$91,300 a year · Full time

Posted Sep 16, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you had to negotiate with a body shop that would not move on its labor rate or repair method.

What they are checking: Whether they can hold a reasonable position with a shop and still keep a working relationship for the next claim.

With seven or more years in, what habits keep your estimates accurate on a heavy desk caseload?

What they are checking: Whether they have proven systems for quality under volume rather than relying on speed alone.

What would you do

A vehicle owner is angry because they think your estimate is too low and their car will not be fixed right. How do you handle that call?

What they are checking: Whether they can explain an estimate in plain words, listen for real concerns and keep a stressed customer informed.

You get a request to settle above your authority limit, and the person you need to approve it is out. What do you do?

What they are checking: Whether they respect authority limits while still keeping the customer and shop moving instead of stalling silently.

About the work

Walk me through how you review a body shop estimate on a desk assignment. What do you check first?

What they are checking: Whether they have a disciplined review habit that catches labor, parts and operation errors without seeing the car.

How do you decide whether a vehicle should be declared a total loss?

What they are checking: Whether they understand repair cost against actual cash value, salvage and state thresholds, and apply them consistently.

A shop sends a supplement for hidden damage found after teardown. How do you decide whether to approve it?

What they are checking: Whether they can verify supplements with photos and logic while staying fair to a shop that found real damage.

How do you tell when a photo-based estimate is not enough and the vehicle needs a physical inspection?

What they are checking: Whether they know the limits of desk appraisal and call for an inspection before an error becomes costly.

What do you look for in an independent appraiser's estimate when you audit it?

What they are checking: Whether they can spot padding, missed items and guideline drift in another appraiser's work with a fair eye.

How do you make sure your subrogation documentation is complete enough to support recovery later?

What they are checking: Whether they understand that the appraisal file is evidence and needs to stand on its own for recovery.

How do you keep up with new vehicle technology like ADAS calibration and how it changes repair costs?

What they are checking: Whether they stay current on modern repair needs so their estimates match what it really costs to fix today's cars.

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The full job description

As published by COUNTRY Financial.

Experience more with a career at COUNTRY Financial! We’re excited you’re interested in a career at COUNTRY as we strive toward our vision - to enrich lives in the communities we serve. Our footprint spans coast to coast. But more important than where we operate, is the people who do the work. Apply today to help our organization grow and make a difference for our clients. About the role Inspects damaged vehicles and prepares itemized damage appraisals outlining cost of parts, materials, and labor necessary to restore vehicles to their pre-damage condition. Determines if damages are sufficient to declare the vehicle a total loss. How does this role make an impact? - Communicates with vehicle owners to promptly schedule physical inspections of damaged vehicle. - Completes physical inspections of damaged property, when necessary, evaluates damages and prepares written estimates in accordance with applicable policy coverage. Audits/reviews body shop and independent appraiser estimates, supplements and subrogation documentation relative to claims guidelines and procedures. - Communicates all information obtained to involved parties, negotiates and settles claims within prescribed authority. Maintains professional working relationships with body shops, vendors and internal customers. Do you have what we're looking for? Typically requires 7+ years of relevant experience or a combination of related experience, education and training. #LI-HYBRID #LI-CORP Base Pay Range: $66,400-$91,300 The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience. Incentive Pay: In addition to base salary, this position is eligible for a Short-Term Incentive plan. Why work with us? Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We’re a big company, yet small enough you can make an impact and won’t get lost in the shuffle. You’ll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business. You’ll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match. COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations. Come join our team at COUNTRY today!

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