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Underwriter

Starr Insurance · Chicago, IL · Full time

Posted Sep 14, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

You'll travel to client and broker meetings on major renewals. How do you prepare for one of those meetings?

What they are checking: Whether they treat renewal meetings as underwriting work, not just relationship visits.

Tell me about new business you developed in a territory. How did you find it?

What they are checking: Production ability in the Midwest region, a stated expectation of the role.

Tell me about a broker relationship that went through a rough patch. How did you fix it?

What they are checking: Broker relationship management, which the posting names as an expectation.

What would you do

An account needs Home Office approval, and the broker needs an answer by Friday. How do you manage it?

What they are checking: Working within authority limits while keeping service commitments to brokers.

How do you keep your renewal book healthy when competitors are offering lower rates?

What they are checking: Portfolio discipline and the ability to show value beyond price.

About the work

Walk me through how you underwrite a shared and layered account. How do you decide where to participate?

What they are checking: Experience with layered programs, which the posting lists as required expertise.

What is a foreign front, and what risks do you watch for when you write one?

What they are checking: Knowledge of fronting arrangements and the credit and compliance risks they carry.

When would you buy facultative reinsurance on an account, and what do you review in the reinsurance terms?

What they are checking: Understanding of when reinsurance is needed and how to check that it matches the policy.

What does a detailed risk assessment include in your work, and what do you do when the information is incomplete?

What they are checking: Whether they stay thorough and use sound judgment when a submission arrives missing key information.

How do you make sure your policies and endorsements match exactly what you quoted?

What they are checking: Attention to detail in policy preparation, which avoids coverage disputes later.

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The full job description

As published by Starr Insurance.

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress. Essential Job Functions • Analyze and underwrite technical risk exposures on new and renewal business • Maintain an existing account renewal book • Travel to and conduct client and broker meetings on all major renewals • Develop new business account production. • Travel to and complete marketing/sales meeting in assigned territories within the Midwest Region • Ensure underwriting and service standards are met on assigned accounts • Develop insurance proposals, prepare policies and endorsements, obtain Home Office underwriting approvals where needed. • Detailed Risk Assessment. • Experience in shared and layered accounts- expertise in underwriting complex risks including Foreign fronts. • Broker relationship management. Experience in building and managing relationships with key brokers. • Purchase reinsurance (only with approval) when needed, review reinsurance certificates and complete reinsurance documentation • Arrange account engineering service Requirements • College degree • 3-5 years Property underwriting experience involving heavy industrial/technical risks including oil, petrochemical, chemical, steel and power generation • Excellent oral and written communication • Strong math skills • Negotiation skills. Ability to negotiate complex terms and pricing with brokers. • Good organization and effective time management -ability to meet deadlines for new business quotes and renewals. • Self-motivated and independent work traits Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.

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