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This position has closed. BMO removed this listing from their careers page on Sep 30, 2026. The interview prep below is still useful, and there are similar open roles at the bottom of this page.

Special Accounts Team –Distressed Valuation Analysis

BMO · WI · $55,000–$120,000 a year · Full time

Posted Sep 2, 2026 · We last checked this listing on Sep 29, 2026

Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

The role is hybrid with multiple days a week in the Chicago office. How does that fit your life?

What they are checking: The posting states it plainly, so it is asked plainly.

How do you keep your judgment steady when every file you touch is a problem?

What they are checking: The real texture of special accounts work, and whether they have thought about it.

What would you do

You find something that looks like a possibly fraudulent transaction. What do you do?

What they are checking: The posting names this explicitly as something to identify and escalate.

An appraiser disagrees with your review. How does that conversation go?

What they are checking: Holding a technical position against the person who did the work.

How do you recommend an action plan when the investigation behind it was incomplete?

What they are checking: The posting names identifying incomplete investigation and analysis as a trigger for corrective action.

About the work

Walk me through reviewing an appraisal for whether it holds up.

What they are checking: The posting names independently examining appraisals for adherence to policy and standards.

How do you judge whether a value conclusion is reasonable?

What they are checking: The posting names assessing the reasonableness of appraisal value conclusions, which is the judgment the role exists for.

What makes you doubt an appraisal's credibility?

What they are checking: The posting names assessing credibility and reliability, and the tells are learned rather than taught.

How does valuing a distressed asset differ from valuing a healthy one?

What they are checking: The portfolio here is high risk borrowing accounts, which changes every assumption.

How do you write up a review so someone can act on it without reading the whole file?

What they are checking: The posting names documenting and reporting results individually and in summary.

Practice this interview out loud.

Offer builds a real interview for this exact role at BMO from your resume and this job description, asks the questions one at a time, and tells you what landed. The first one is free.

Practice this out loud

The full job description

As published by BMO.

Application Deadline: 09/29/2026 Address: 320 S Canal Street Job Family Group: Customer Shared Services • Independently examines appraisals and evaluations prepared by vendors or BMO appraisers for adherence to all policies / procedures and standards applicable to the transaction based on established assessment processes. • Assesses the credibility and/or reliability of appraisals performed for the Bank, as well as the reasonableness of the appraisal value conclusions specifically as it relates to substandard and impaired borrowers. • Documents and reports results of reviews on an individual and summary basis; identifies and recommends action plans for resolving issues. • Identifies where corrective actions are required (e.g. incomplete investigations and analysis, possible fraudulent transactions) and escalates per guidelines; ensures corrective action is taken as necessary. Where appropriate, supplement with preparation of independently prepared valuation of substandard and impaired borrowers • Hybrid role with multiple days per week required (subject to change) Delivers an exceptional experience for a defined portfolio of high risk borrowing accounts by applying expertise and knowledge. Makes decisions/recommendations in accordance with sound principles and in compliance with Bank Policy & Procedures. • Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs. • Provides advice and guidance to assigned business/group . • Performs financial and risk analysis of customer and account information to provide insights and recommendations • Documents decisions with rationale that can be understood and explained. • Keeps abreast of economic and market developments to inform decision making. • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. • Builds effective relationships with internal/external stakeholders. • Gathers and formats data into regular and ad-hoc reports, and dashboards. • Provides input into the planning and implementation of operational programs. • Executes work to deliver timely, accurate, and efficient service. • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. • Exercises judgment to identify, diagnose, and solve problems within given rules. • Works independently on a range of complex tasks, which may include unique situations. • Broader work or accountabilities may be assigned as needed. • Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations. Qualifications: • Typically between 2 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. • Credit Qualifications and associated credit knowledge and skills according to the established qualification standards. • In-depth knowledge of banking products & services. • In-depth knowledge of industry trends and regulations. • In-depth knowledge of credit portfolio management policies & procedures, and financing guidelines. • Technical proficiency gained through education and/or business experience. • Verbal & written communication skills - In-depth. • Collaboration & team skills - In-depth. • Analytical and problem solving skills - In-depth. • Influence skills - In-depth. • Data driven decision making - In-depth. Salary : $55,000.00 - $120,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at http://jobs.bmo.com/us/en BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.