JobsAmerican Family Insurance

Senior Property Treaty Reinsurance Underwriter (Open to Remote)

American Family Insurance · Madison, WI

Posted Aug 26, 2026 · We last checked this listing on Sep 20, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

Behavioral

Tell me about a time you had to decide whether to walk away from a treaty renewal that had been profitable in the past.

willingness to make disciplined decisions against relationship pressure and prior history

Describe a time you had to build trust with a broker or cedent who was skeptical of working with your company.

relationship-building skill and credibility in a market built on broker access

Tell me about the most complex global treaty analysis you've had to present to people who weren't underwriters. How did you make it land?

ability to translate technical findings into decisions non-specialists can act on

Tell me about a time you led a cross-divisional project with competing priorities from different teams. What did you do when people disagreed on approach?

project leadership and ability to manage complexity across stakeholders, not just underwriting skill

Technical

Walk me through how you'd evaluate a new property treaty submission from a cedent you've never worked with before. What do you look at first?

whether the candidate has a structured, repeatable underwriting process rather than gut-feel pricing

How do you think about attachment probability and limit exhaustion when you're setting participation levels on a program?

depth of actual technical underwriting knowledge versus surface familiarity with the terms

How do you account for inuring reinsurance and loss trends when you're setting pricing thresholds on a program?

whether the candidate can articulate the mechanics behind a pricing decision, not just the outcome

What global reinsurance market trends are you watching right now, and how are they shaping how you'd underwrite property cat exposure?

currency of market knowledge and strategic awareness beyond day-to-day deal work

Situational

A broker comes to you with a cedent whose loss history looks clean, but their financial statements show some concerning trends. How do you reconcile that in your recommendation?

ability to weigh conflicting signals across financial and actuarial data rather than relying on one input

If a cedent's exposure concentrations shifted significantly mid-term, how would you approach the conversation with them and any adjustment to terms?

judgment on handling changing risk conditions without damaging the relationship

How would you approach a client audit if you found the cedent's actual claims handling didn't match what was represented in the treaty submission?

integrity and process when compliance gaps surface, and how they balance relationship with accountability

Where's the line for you between authority you can exercise on your own and a decision you'd escalate to your director?

self-awareness about limits, judgment, and comfort operating within a defined authority structure

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The full job description

As published by American Family Insurance.

At American Family Insurance, we're building a culture where people are empowered to do meaningful work, grow their careers, and make a real difference in the lives of our customers and communities. We believe in supporting our employees with a collaborative environment, a strong sense of purpose, and opportunities to innovate and lead. Joining American Family means being part of a company that values inclusion, encourages development, and is committed to protecting what matters most—while helping you thrive both personally and professionally. As a Senior Property Treaty Reinsurance Underwriter with American Family Insurance, you will be responsible for prospecting, relationship management and underwriting analysis on new and existing global property treaty reinsurance business. Develop broker and customer relationships to position AmFamRe as a preferred partner for existing and prospective clients. Evaluate complex risks and exposures, pricing structures, rates, terms and conditions, in accordance with corporate reinsurance guidelines and within given authority levels. Uses developing knowledge of global reinsurance markets to support management in setting the strategic direction of our assumed reinsurance business. Maintain relationships with a range of brokers, cedents and other industry experts to profitably build and manage a worldwide reinsurance portfolio. Join American Family and help shape the future of treaty reinsurance! You will report to the Director, Underwriting & Account Development #LI-REMOTE Position Compensation Range: $131,000.00 - $220,000.00 Pay Rate Type: Salary Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates. Primary Responsibilities: • Evaluate ceding company financial strength, operating strategy, and market trends to decide whether to accept risk and on what terms (new business and renewals). • Analyze exposures for new and renewal submissions using cedent data, experience, and available market information. • Review broker/customer requests and determine acceptable coverage that meets critical insurance and service needs. • Underwrite the program structure by assessing cedent operations, hazards, expected losses/expenses, financials, and loss history; consider attachment probability, limit exhaustion, exposure changes (amounts/locations/concentrations), rating plans, loss trends, and inuring reinsurance to set participation and pricing thresholds that meet target returns; own underwriting recommendations. • Evaluate treaty contracts and wording; manage documentation workflow and ensure required fields/terms are captured within authority limits. • Build and maintain strong broker and client relationships to retain profitable business. • Recommend participation levels aligned to business goals, long-term profitability, and enterprise risk appetite. • Conduct client audits as needed to confirm cedent processes comply with contract terms and corporate objectives. • Serve as audit SME for internal partners; lead and deliver assumed reinsurance projects of varying complexity across cross-divisional teams and multiple concurrent initiatives. Specialized Knowledge & Skills Requirements • Demonstrated experience providing customer-driven solutions, support or service. • Demonstrated experience analyzing complex financial statements, hazards, coverage, losses, pricing terms, and competitive positions. • Demonstrated experience communicating and presenting complex global treaty findings and recommendations to internal and external contacts. • Demonstrated experience managing and leading large, complex projects. • Demonstrated experience working with reinsurance brokers and ceding insurance companies to successfully create new reinsurance business opportunities. • Demonstrated reinsurance experience underwriting new business, retention and other goals. • Extensive knowledge and understanding of the global reinsurance industry, its market, regulatory constraints, judicial climate, and consumer activism. • Extensive knowledge and understanding of advanced financial and statistical analysis techniques including actuarial techniques. Licenses •Not applicable. Travel Requirements •Up to 40%. Physical Requirements •Work that primarily involves sitting/standing. Working Conditions •Not applicable. Additional Information • To ensure a strong start, all employees participate in our New Employee Orientation during their first week.  This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth.  At times, sessions may be delivered virtually based on scheduling and availability.  • Offer to selected candidate will be made contingent on the results of applicable background checks • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions • Sponsorship will not be considered for this position unless specified in the posting We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation. #LI-AB1

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