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Senior Product Manager - Core Processing

Capital One · Chicago, IL · Full time

Posted Oct 1, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you worked with credit, operations and technology on the same problem. How did you get alignment?

What they are checking: Whether they can lead across functions with different goals.

Tell me about a product strategy you defined and then had to execute yourself.

What they are checking: Whether they can both set direction and do the detailed work to deliver it.

What would you do

A new partner wants a custom feature during onboarding. How do you decide whether to build it into the core product?

What they are checking: Whether they protect a scalable core while still serving important partners.

You'd manage architecture modernization. How do you plan it so partners and customers aren't disrupted?

What they are checking: Whether they can stage a migration with clear risk controls and partner communication.

Business development has signed a big partner with a tight launch date. How do you respond if the platform isn't ready?

What they are checking: Whether they can surface risk early and find a realistic path without overpromising.

About the work

Capital One Trade Credit offers Net Terms, Pay in Full and Revolving Credit. How do the processing needs differ across those three?

What they are checking: Whether they understand B2B credit products well enough to own their processing lifecycle.

Walk me through the end-to-end credit lifecycle for a B2B buyer on a partner's accounts receivable program.

What they are checking: Whether they can map onboarding, underwriting, transactions, invoicing, payments and collections.

How is building a B2B credit experience different from consumer card?

What they are checking: Whether they understand invoices, multiple users, approval flows and partner integration in B2B.

How do you think about resiliency and security for a core processing platform?

What they are checking: Whether they see uptime, data protection and failure handling as product requirements.

What metrics would tell you the core processing product is healthy?

What they are checking: Whether they look at processing accuracy, partner satisfaction, cost to serve and time to onboard.

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The full job description

As published by Capital One.

Senior Product Manager - Core Processing Senior Manager, Product Management Capital One Trade Credit is an organization in Card Partnerships that provides businesses the ability to create Accounts Receivable programs for their end business customers to allow them to transact via Net Terms, Pay in Full, and Revolving Credit financing. We're on a mission to grow our business and transform the end to end experience of our products while we take on new partners and expand how we do business with with and our customers. Come help us shape the future of the partnerships B2B space! We're looking for a Senior Product Manager to drive exciting work across the end to end B2B customer lifecycle on our Core Processing product. What you'll do: • Own key capabilities of the end to end credit lifecycle for Capital One Trade Credit to provide best in class B2B experiences for our partners and our joint business customers. • Partner cross functionally with technology, operations, client strategy, credit, marketing, business development, and more to influence and shape your and their work. • Lead both strategy definition and execution of the COTC Core Processing product to add new capabilities, ensure scalability, resiliency, and security for the future of our portfolios. • Manage the modernization efforts of our architecture as we modernize our differentiated B2B experiences and converge to enterprise platforms. • Work across multiple teams inside and outside of Capital One Trade Credit, including several enterprise platforms. • Continue building upon our product culture within Capital One Trade Credit. Capital One Product Framework In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management: • Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions • Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence • Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value • Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks • Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment Basic Qualifications: • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: • A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing OR • Bachelor's degree in any field and 4 years of Product Management experience Preferred Qualifications: • Experience translating business strategy and analysis into consumer facing digital products At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Chicago, IL: $182,500 - $208,300 for Sr. Mgr, Product Management McLean, VA: $200,700 - $229,100 for Sr. Mgr, Product Management New York, NY: $219,000 - $249,900 for Sr. Mgr, Product Management Richmond, VA: $182,500 - $208,300 for Sr. Mgr, Product Management Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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