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Senior Liquidity Specialist: Onsite

Huntington Bank · IL · Full time

Posted Jul 2, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you won or retained significant deposits. What made the difference?

What they are checking: Track record driving deposit growth through consultative selling.

How do you work with Treasury Management Advisors so the client sees one coordinated team?

What they are checking: Collaboration across product teams to deliver aligned client solutions.

What would you do

A middle-market client has $15 million sitting in a non-interest checking account. How would you approach that conversation?

What they are checking: Consultative, product-agnostic advice that balances the client's yield, liquidity and operating needs.

How do you partner with a relationship manager who is protective of their client?

What they are checking: Earning trust with RMs so they invite a specialist in, a key part of this role.

A client wants pricing that the Deposit Pricing team won't approve. What do you do?

What they are checking: Negotiating internally and finding value beyond rate while respecting pricing discipline.

About the work

Walk me through how you'd run a client liquidity review.

What they are checking: A structured approach using cash flow, operating needs and financial statements to segment cash.

How do you decide between options like money market accounts, sweeps, ECR offsets or investment products for a client?

What they are checking: Real knowledge of deposit and liquidity tools and when each fits.

How would you use portfolio analysis to find opportunities across a region's book?

What they are checking: Data-driven prospecting rather than waiting for relationship managers to bring deals.

How do interest rate changes affect the way you advise clients on liquidity?

What they are checking: Understanding rate environment effects on deposit pricing and client behavior.

How do you read a client's financial statements to understand their cash needs?

What they are checking: Financial statement analysis applied to working capital and cash cycle questions.

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The full job description

As published by Huntington Bank.

Description This job must be onsite and can be filled in any Huntington Corporate Office location. Summary The Senior Liquidity Specialist serves as a subject matter expert responsible for executing the Regional Banking Deposit & Liquidity Strategy to drive revenue growth, portfolio expansion, and client engagement. This role partners with Business Relationship Managers (RMs), Treasury Management Advisors (TMAs), and internal Deposit Product & Pricing teams to deliver consultative liquidity solutions for complex Regional Banking clients. As a product-agnostic advisor, the Senior Liquidity Specialist partners with a region to assist in managing a client portfolio, uncovers opportunities, leads liquidity reviews, and contributes to strategic client planning in alignment with enterprise policies and risk standards. Duties & Responsibilities • Serve as a banker-facing liquidity subject matter expert for complex regional banking clients (e.g., business with annual revenue > $10MM) • Proactively identify opportunities through portfolio analysis, financial statement analysis, lead generation, and partnership with RMs, Deposit Pricing Analysts and TMA teams • Assist with client liquidity reviews; develop and present tailored, client-aligned solutions • Partners across banking, Treasury Management, Commercial, Capital Markets, and other product teams to support client strategy and execution • Provide industry and segment insights, including trends, risks, and liquidity best practices • Present liquidity insights and pipeline updates in team and segment forums • Partner with Deposit Pricing and Capital Markets on exception pricing to align with client strategies • Maintain accurate pipeline management, reporting, and activity tracking • Communicate effectively with Regional bankers across in-person and virtual channels • Support development of sales tools, training materials, and enablement resources Required Qualifications • 5+ years of experience in Institutional, Commercial or Business Banking or a related role within a financial institution • Bachelor’s Degree Preferred Qualifications • Strong knowledge of bank liquidity products, including deposit and Treasury Management solutions • Business deposit product expertise, including Transaction Accounts, Money Market/Savings, Time Deposits, and Insured Cash Sweep (ICS), as well as Treasury Management solutions • Strong financial modeling and analytical skills, with the ability to assess client financials and develop optimized liquidity strategies • Understanding of the liquidity spectrum and related product solutions • General knowledge of regional banking client needs and financial solutions • Proven ability to lead strategic discussions and influence cross-functional stakeholders • Familiarity with AI and advanced analytics tools used to evaluate client data and recommend optimized liquidity solutions Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: Total Base Pay Range 93,000.00 - 189,000.00 USD Annual The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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