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Principal Process Manager, Debit Horizontal Management- Hybrid

Capital One · Riverwoods, IL · Full time

Posted Sep 23, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you set up a recurring routine with partner teams to monitor metrics, controls and risks.

What they are checking: Whether they can build durable governance routines that keep working after the first meeting.

Tell me about a time you used technology or automation to streamline a manual process and lower risk.

What they are checking: Whether they actually use tools to improve a well-managed agenda, as the posting asks.

Tell me about a strategic insight you produced that changed how a business ran.

What they are checking: Whether they turn analysis into recommendations that leaders act on, not just reports.

Tell me about a time you had to influence partners in Operations or Initiation who didn't report to you.

What they are checking: Whether they can lead through influence, since horizontal roles have no direct authority over the channels.

What would you do

A debit-related issue is showing up in two different channels and no one team owns it. How would you govern it?

What they are checking: Whether they can take charge of cross-cutting issues and assign clear ownership instead of letting them drift.

Operations wants to move fast on a change, but Risk thinks controls aren't ready. How do you help them land on a decision?

What they are checking: Whether they can balance speed and control and broker agreement between groups with different incentives.

How would you get up to speed on the debit landscape here in your first sixty days?

What they are checking: Whether they have a deliberate plan to learn a complex area and build relationships with key partners.

About the work

What does horizontal management of debit payment types mean to you, compared with owning one channel?

What they are checking: Whether they understand the job is oversight across every debit channel, connecting strategy, operations and risk.

How do you decide when a debit risk or event is serious enough to escalate to senior management?

What they are checking: Whether they have sound judgment about escalation thresholds, so leaders hear about real risks early and not noise.

Which operational metrics would you put in front of leadership to show the health of debit operations?

What they are checking: Whether they can choose a small set of meaningful measures that inform decisions rather than flood leaders with data.

Practice this interview out loud.

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The full job description

As published by Capital One.

Principal Process Manager, Debit Horizontal Management- Hybrid Capital One's Enterprise Payments (EP) Debit Operations team, within the Retail Bank, is looking for a proactive, self-motivated Principal Associate who excels in a team environment to drive the Debit Horizontal Management function. In this role, you will engage in a comprehensive oversight framework for Debit payment types, encompassing strategy, operations, and risk management. In this capacity, you will perform governance and strategic management across all Debit payment channels. Working with key stakeholders, you will deliver impactful results that refine Capital One's Debit strategies. You will be pivotal in advancing our well-managed agenda, utilizing technology to streamline initiatives, mitigate risks, and enhance the experience for both customers and associates. As a Debit Horizontal team member, you will be tasked with generating strategic insights and maintaining essential processes for Debit operations. Your responsibilities include governing Debit-related events and issues company-wide, ensuring major risks are escalated to Senior Management for timely resolution. You will also foster connections with ecosystem partners—including Operations, Initiation, and Advisors—to establish routines for monitoring operational metrics, controls, and risks that inform critical leadership discussions. In this role you will drive results by navigating formal and informal organizational channels and influencing stakeholders at all levels. Key responsibilities include: • Enterprise Partnerships: Collaborate with ecosystem partners (Advisors, Operations, Initiation) on routines and lead insightful discussions with leadership. • Issue Resolution & Problem Solving: Serve as an inquisitive problem solver with a deep need to understand upstream and downstream impacts; leverage these skills to collaborate across teams and resolve Debit-related events. • Operational Excellence: Accept full ownership to drive disciplined execution and continuous improvement across processes, controls, and operational practices to deliver consistent, well-managed outcomes. • Process Improvement: Identify opportunities to streamline or automate current monitoring processes, thriving in undefined space and adapting to organizational change with vigor. • Relationship Management: Demonstrate a proven ability to manage, build networks, and influence internal and third-party relationships with sound judgment and persistent drive. • Risk Management: Ensure Debit payment issues are identified and documented with high attention to detail, escalating major risks to Senior Management when necessary. The Ideal Candidate Will Demonstrate: • Continuous Growth Mindset: A tenacious attitude toward their learning journey and a proactive approach to continuous self-improvement. • Effective Execution: A proven ability to execute priorities effectively within a fast-paced, dynamic environment. • Strong & Adaptable Communication: Excellent interpersonal, negotiation, and written/verbal communication skills to influence outcomes across various levels of leadership. Location: This role is hybrid, where you will be expected to spend 3 days per week working in the office and the remainder of the week working virtually. Basic Qualifications: • High School Diploma, GED or equivalent certification • At least 2 years of project or process management experience • At least 1 year of banking operations or payments experience Preferred Qualifications: • Bachelor’s Degree or Military Experience • At least 2 years of experience working with internal and external stakeholders • At least 3 years of project or process management experience • Six Sigma, Lean, BPM, or PMP Certification At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Riverwoods, IL: $98,900 - $112,900 for Principal Process Manager McLean, VA: $108,900 - $124,300 for Principal Process Manager Richmond, VA: $98,900 - $112,900 for Principal Process Manager Wilmington, DE: $98,900 - $112,900 for Principal Process Manager Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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