Jobs › Northern Trust

Principal, Fraud Technology

Northern Trust · Chicago, IL · $137,400–$233,600 a year · Full time

Posted Sep 3, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a performance problem you found in a Spring Boot service and how you fixed it.

What they are checking: Whether they have real experience monitoring and tuning Java services.

Describe a time you worked with product owners to clarify unclear requirements.

What they are checking: Whether they can shape requirements with cross-functional teams before building.

What would you do

The fraud team wants a new rule live tomorrow to stop an active attack. How do you handle it?

What they are checking: Whether they can move fast in an emergency while still testing enough to avoid blocking good customers.

A downstream team keeps calling your API in a way that overloads it. What do you do?

What they are checking: Whether they protect the service with limits and also work with the other team on a lasting fix.

About the work

How would you design an API that scores a payment for fraud in real time?

What they are checking: Whether they can design for low latency, reliability and safe fallback when the fraud check is slow.

What happens to a payment if your fraud service is down? How would you design for that?

What they are checking: Whether they think through failure modes and the business trade-off between blocking and allowing.

How do you secure APIs and microservices that handle sensitive financial data?

What they are checking: Whether they apply authentication, authorization and data protection in depth with tools like OAuth and encryption.

How do you keep each microservice focused on a single responsibility as the system grows?

What they are checking: Whether they maintain clear service boundaries instead of letting services grow into tangled dependencies.

How would you work with QA and DevOps to make sure releases do not break fraud detection?

What they are checking: Whether they build testing and deployment practices that protect a critical control.

How would you log and monitor a fraud system so you can explain any decision later?

What they are checking: Whether they design for traceability, which fraud investigations and audits depend on.

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The full job description

As published by Northern Trust.

About Northern Trust As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world’s most successful individuals, families, corporations and institutions. Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide. With more than 135 years of financial experience and over 24,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service. Responsibilities • Designing, developing, and implementing APIs and microservices using technologies like Java, Spring Boot, and others. • Understanding and applying microservices architecture patterns, ensuring each service has a single responsibility and clear boundaries. • Implementing robust security measures for APIs and microservices, including authentication, authorization, and data protection. • Working closely with cross-functional teams (architects, product owners, QA, DevOps) to define requirements, design solutions, and ensure seamless integration. • Monitoring the performance of APIs and microservices, identifying and resolving issues, and ensuring they are operational. • Creating and maintaining clear and comprehensive documentation for APIs, microservices, and related processes. • Implementing and maintaining CI/CD pipelines to automate builds, testing, and deployments. Skills and Qualifications Experience with/in: • Azure Cloud (APIM, Azure Container Apps, Azure SQL, Key Vault, ADLS/Blob Storage, Azure Log Analytics, Azure Functions). • Terraform for infrastructure provisioning. • Java spring boot microservices • Building API services using OAuth2, JWT, API Keys, or Mutual TLS • DevOps tools using Git, or CI/CD tools. • OpenAPI / Swagger • Maven, Gradle • JSON, XML formats Preferred: • Azure Certification • Experience integrating with external applications. • High-Volume Real time Transaction Processing Platforms • Functional knowledge on Banking/Fraud area. Salary Range: $137,400 - 233,600 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Work Authorization Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa). Working with Us As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve. Philanthropy is deeply rooted in Northern Trust’s history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities. Reasonable Accommodation Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com , or alternatively you can discuss your individual requirements with the recruiter you are working with.

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