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Principal Financial Analyst, International Markets Team

Capital One · Riverwoods, IL · Full time

Posted Aug 1, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a time you challenged a business partner's numbers or assumptions.

What they are checking: Whether they can push back respectfully to keep partners on track with financial commitments.

Tell me about a finance process you made more efficient or proactive.

What they are checking: Whether they act on the posting's request to challenge current processes.

Tell me about an analysis you did that changed a business decision.

What they are checking: Whether their insights influence how leaders view and run their organization.

What would you do

Spending came in well over budget this month. How would you explain the variance to the business leader?

What they are checking: Whether they can find the real drivers behind a variance and explain them clearly without blame.

Third Party Issuers and International Markets have different businesses. How would you learn what drives each one?

What they are checking: Whether they invest in understanding the business so they can become a strategic partner.

You have three deadlines this week and a leader asks for a new analysis by tomorrow. What do you do?

What they are checking: Whether they can manage and prioritize tasks independently and set expectations honestly.

About the work

Walk me through how you'd run a monthly forecast for an organization like International Markets.

What they are checking: Whether they know the core FP&A cycle well enough to own it, including inputs, reviews and deadlines.

How do you analyze whether an investment is delivering what it promised?

What they are checking: Whether they can tie spending to outcomes and track investment drivers, as the posting requires.

How do you handle currency movements when forecasting for international markets?

What they are checking: Whether they understand how exchange rates affect forecasts and reporting in a global business.

Which KPIs would you put in front of IM leadership, and why those?

What they are checking: Whether they can pick measures that drive decisions instead of reporting every number available.

Practice this interview out loud.

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The full job description

As published by Capital One.

Principal Financial Analyst, International Markets Team We are seeking a motivated professional for a Principal Financial Analyst position on the International Markets (IM) Financial Planning and Analysis finance team. This role’s focus is supporting the IM and US Third Party Issuers (TPI) organizations. The associate will perform core FP&A duties for their orgs, including managing monthly processes & forecasts as well as provide management and business clients with project statuses, budget comparisons, and analysis on investment drivers and key performance indicators. As a Principal Financial Analyst on the IM FP&A Finance team you will also have the opportunity to build relationships with your key partners to become a strategic partner yourself, delivering insights that help them drive forward their agenda while ensuring they meet their financial commitments. In this role, you will report on and provide guidance on financial information that will influence the way they view their organization and will track key targets for the organization. You will also be asked to challenge our current processes in order to be more proactive, effective and efficient. Key competencies to be successful in this role include: • Strong communication and influencing skills • Analytical curiosity and problem solving skills • Ability to independently manage and prioritize tasks and take full ownership of your work • Passion to learn and continuously develop traditional FP&A skills as well as technical skills Responsibilities will include: • Deliver accurate, meaningful, and efficient financial forecasts and management reporting to help our partners deliver on their financial objectives • Financial reporting and analysis including budgeting, forecasting, variance analysis, & financial reporting • Assist in the development of business presentations to communicate ad-hoc analysis or monthly results for senior leadership audiences • Clearly articulate outcomes of analysis to leadership teams within the Finance and Global Payments Network organizations • Ad-hoc requests and special projects Basic Qualifications: • Bachelor’s Degree or military experience • At least 4 years of experience in financial analysis Preferred Qualifications: • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license • 5+ years’ experience in financial analysis • 5+ years’ experience with financial modeling At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Riverwoods, IL: $109,900 - $125,400 for Principal Financial Analyst Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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