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Financial Resources Consultant - Employee Benefits National Accounts Underwriting

Brown & Brown · WI · Remote available · Full time

Posted Sep 14, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about an analysis you did that saved a client money.

What they are checking: Real impact from financial work, not just running reports.

What would you do

A carrier proposes a 20 percent increase on a disability renewal. How do you build the case to negotiate it down?

What they are checking: Evidence-based negotiation using experience data, reserves and market alternatives.

How would you explain an experience analysis to an account team that is not technical?

What they are checking: Turning financial analysis into a clear story the account team can use with clients.

How do you handle a request for ad-hoc analysis when you are in the middle of several renewals?

What they are checking: Prioritization and communication when the account team needs quick answers.

About the work

Walk me through how you would review experience for a large group long-term disability plan before renewal.

What they are checking: Ability to analyze claims experience, incidence and duration to challenge a carrier renewal.

How do you decide whether a group's life and AD&D experience is credible enough to drive pricing?

What they are checking: Understanding of credibility and manual rates in group insurance pricing.

What is a statutory feasibility check, and when would you need one?

What they are checking: Knowledge of state rules that affect plan design and pricing, named in the posting.

How do you compare RFP responses for dental and vision when carriers use different networks and plan structures?

What they are checking: Ability to normalize bids so clients compare real costs and value.

Which tools do you use for pricing and analysis, and how do you check your own work?

What they are checking: Technical skill with Excel or modeling tools and habits that prevent costly errors.

What trends in absence and disability experience are you watching right now?

What they are checking: Current market awareness that helps advise clients on strategy.

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The full job description

As published by Brown & Brown.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. About the role: The Financial Resources Consultant is knowledgeable and experienced with pricing Group Insurance and administrative services across Life, Absence/ Disability, Supplemental Health, Vision and/or Dental products. This position partners with internal teams to develop strategy and ensure that our clients receive the most competitive pricing and programs available in the market. This role adds to SNS’ value proposition by developing financial analysis and recommendations to maximize product offerings and cost savings via an evidence-based approach. Essential Duties and Functions: include the following. Other duties may be assigned. • Analyzes various group products, including but not limited to, Life/ AD&D, Absence/ Disability, Supplemental Health, Vision and Dental. • Serves as the primary financial expert and contact for the account teams and is responsible all financial aspects of SNS’ clients’ programs, including RFP, renewal negotiations, statutory feasibility, ad-hoc analysis and providing experience analysis on a regular cadence. • Uses an evidence-based approach to analyze SNS’ clients’ experience. Partner with the Sales and Service organizations to develop a strategy that addresses trends in the experience, make relevant recommendations and communicate this narrative through internal and external facing presentations. • Evaluates proposed pricing and negotiating with vendors to ensure fair and competitive costs for our clients; • Makes complex and accurate claim picks, developing reserves, and calculating expense factors and components; • Prices self-insured products using complex data extracts; • Supports the Account teams with ad-hoc financial analysis; • Provides ROI analysis and exhibits; • Creates client-ready reports and presentations; • Develops new reports and tools; • Participates in client meetings and conference calls as needed to provide underwriting and financial expertise; • Monitors the SNS book of business, identifying trends by product, industry, account team, and vendor; • Develops client-specific statutory feasibility analysis. Required: • Bachelor’s degree in Business, Finance, Economics, Mathematics or Statistics • At least 3-5 years Group Underwriting experience, preferably for clients with greater than 2500 lives; • Expert-level skill in Microsoft Excel; • Proficient with MS Office Suite • Excellent interpersonal skills • Ability to maintain a high level of confidentiality • Individual also understands importance of peer review, for their own work and reviewing the work of others. • Strong analytical skills; proficient in working with complex data sets Preferred: • Experience pricing Life & Absence Disability products for clients with more than 5k lives. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: • Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance • Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement • Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services • Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

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