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Data Scientist

Fifth Third Bank · Chicago, IL · Full time

Posted Sep 30, 2026 · We last checked this listing on Oct 6, 2026

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Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

Tell me about a model you built that changed a business decision. What was the decision and how did you measure the impact?

What they are checking: Whether their work drives profitable decisions, which the posting names as the point of the role.

Explain a predictive model you built to a business leader with no stats background.

What they are checking: Whether they can communicate results simply enough that someone acts on them.

Tell me about a time you found a problem in the data that others had missed.

What they are checking: Whether they question their inputs carefully rather than trusting data as given.

What would you do

Your model looks great in testing but performs poorly once it's live. How do you figure out why?

What they are checking: Whether they check for leakage, data drift, and differences between training and production data.

A business partner asks for an analysis by Friday that you think will be misleading with the data available. What do you do?

What they are checking: Whether they push back honestly and offer a better alternative instead of delivering something wrong.

About the work

How would you build a model to predict which deposit customers are likely to leave the bank?

What they are checking: Whether they can frame the problem, choose features, handle class imbalance, and pick sensible evaluation metrics.

You have structured transaction data and unstructured call center notes. How would you combine them in one analysis?

What they are checking: Whether they can work with both data types, as the posting requires, and know basic text processing.

In a bank, models can face fair lending and model risk reviews. How does that change the way you build them?

What they are checking: Whether they understand explainability, documentation, and bias testing in a regulated setting.

When would you choose a simple regression over a gradient boosted model?

What they are checking: Whether they weigh interpretability, data size, and maintenance against raw accuracy.

How would you design a test to tell whether a new marketing offer actually increased account openings?

What they are checking: Whether they understand experimental design, control groups, and the risk of confusing correlation with cause.

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The full job description

As published by Fifth Third Bank.

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Data Scientist will perform data analysis, statistical analysis, and develop algorithms and methodologies on structured and unstructured data for on-demand and software-embedded use. Manage key analyses to drive more profitable business decisions. Focus on providing value-added analysis and recommendations to support business growth. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: • Build large and complex information sets; Integrates and extracts relevant information from large amounts of both structured and unstructured data (internal and external) to enable analytical solutions. • Conducts advanced analytics leveraging predictive modeling, machine learning, simulation, optimization and other techniques to deliver insights or develop analytical solutions to achieve business objectives. • Develop and manage and develop analyses and algorithms that generate actionable insights and programs to improve long-term revenue and relevance. • Partner with key stakeholders to understand the underlying needs of the business and formulate, communicate and create buy-in for analytics approaches and solutions. • Effective communicate and translate business strategy and goals into manageable problems with well-defined measurable objectives and outcomes. • Transform formulated problems into implementations plans for experiments by developing data sources, applying/creating the appropriate methods, algorithms, and tools, as well as delivering statistically valid and reliable results. • Ad hoc reporting and analytics to support requests from the Bank's various lines of business. • Provides input into the creation of detailed project plans, work assignments, target dates and other aspects of assigned projects. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: • Bachelor's degree in Statistics, Economics, Analytics, Mathematics, Computer Science, Information Technology or related field. Advanced degrees preferred, but not required. • Typically requires minimum of 4-5 years work experience. • Database and analytical experience required. • Excellent written and oral communications skills. • Ability to effectively manage time. • Independent and highly self-motivated. • Ability to communicate effectively. • Strong PC skills including Microsoft Office (Word, Excel, Access, PowerPoint). Data Scientist Total Base Pay Range 82,100.00 - 172,500.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Chicago, Illinois 60606 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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