Business Banking Underwriter III
Posted Sep 11, 2026 · We last checked this listing on Oct 6, 2026
Likely interview questions for this role
Written from this job description, not a generic list. Each one notes what the interviewer is really checking.
About your past
How many deals have you handled at once, and how do you keep your pipeline moving?
What they are checking: Whether they can support high loan volume in a centralized lending environment.
Tell me about a time you found a way to approve a deal by changing the structure.
What they are checking: Whether they look for ways to say yes safely through guarantees, terms or collateral.
What would you do
With single approval authority up to $3 million, how do you decide when a deal still needs a second look?
What they are checking: Whether they use their authority with judgment and know when to seek input.
A borrower's latest year shows a big drop in profit. What questions do you ask?
What they are checking: Whether they dig into the cause before deciding rather than declining or approving on reflex.
A banker pushes back hard on your decline. How do you handle it?
What they are checking: Whether they explain decisions clearly and stay firm when the credit doesn't work.
How would you train a new underwriter on writing a clear credit decision?
What they are checking: Whether they can mentor UW I and UW II colleagues, which the role includes.
About the work
Walk me through how you underwrite a $2.5 million business loan with real estate and equipment collateral.
What they are checking: Whether they can handle complex structures at the size this role decides.
How do you calculate global cash flow for a business and its owners?
What they are checking: Whether they combine business and personal cash flow correctly, which small business credit depends on.
What risk factors make you more cautious about a small business borrower?
What they are checking: Whether they recognize concentration, owner dependence, industry and leverage risks.
How do you make sure your decisions follow bank lending policy when the policy doesn't cover the exact situation?
What they are checking: Whether they apply the intent of policy and document their reasoning.
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Practice this out loudThe full job description
As published by Huntington Bank.