Jobs › Huntington Bank

Business Banking Underwriter III

Huntington Bank · Chicago, IL · $70,000–$140,000 a year · Full time

Posted Sep 11, 2026 · We last checked this listing on Oct 6, 2026

Apply at Huntington Bank

Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

How many deals have you handled at once, and how do you keep your pipeline moving?

What they are checking: Whether they can support high loan volume in a centralized lending environment.

Tell me about a time you found a way to approve a deal by changing the structure.

What they are checking: Whether they look for ways to say yes safely through guarantees, terms or collateral.

What would you do

With single approval authority up to $3 million, how do you decide when a deal still needs a second look?

What they are checking: Whether they use their authority with judgment and know when to seek input.

A borrower's latest year shows a big drop in profit. What questions do you ask?

What they are checking: Whether they dig into the cause before deciding rather than declining or approving on reflex.

A banker pushes back hard on your decline. How do you handle it?

What they are checking: Whether they explain decisions clearly and stay firm when the credit doesn't work.

How would you train a new underwriter on writing a clear credit decision?

What they are checking: Whether they can mentor UW I and UW II colleagues, which the role includes.

About the work

Walk me through how you underwrite a $2.5 million business loan with real estate and equipment collateral.

What they are checking: Whether they can handle complex structures at the size this role decides.

How do you calculate global cash flow for a business and its owners?

What they are checking: Whether they combine business and personal cash flow correctly, which small business credit depends on.

What risk factors make you more cautious about a small business borrower?

What they are checking: Whether they recognize concentration, owner dependence, industry and leverage risks.

How do you make sure your decisions follow bank lending policy when the policy doesn't cover the exact situation?

What they are checking: Whether they apply the intent of policy and document their reasoning.

Practice this interview out loud.

Offer builds a real interview for this exact role at Huntington Bank from your resume and this job description, asks the questions one at a time, and tells you what landed. The first one is free.

Practice this out loud

The full job description

As published by Huntington Bank.

Description Summary: The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties & Responsibilities: • Supports Business Banking production by maintaining an individual pipeline of work. • Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM. • Utilizes single approval authority up to $3MM. • Appropriately assess risk profile of borrower. • Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed. • Tasks as needed to support the line of business and job family. • Performs other duties as assigned. Basic Qualifications: • Bachelor's degree • 5+years’ experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: • Bachelor's degree in Business related field • Proven track record to support high levels of loan volume • Ability to underwrite credit exposures in excess of $2.5MM • Previous authority to underwrite and decision credits without additional signers • Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner • Proficient use of Microsoft Office and other internet resources • Ability to work independently on multiple tasks without compromising quality ​ • Excellence in customer service, highly motivated, focused and goal oriented • Excellent written and verbal communication skills, including grammar and demeanor • Strong organizational skills with attention to detail, planning and follow-up Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes Applications Accepted Through: 10/19/2026 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled. Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 -$140,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Apply at Huntington Bank