Jobs › Wintrust

Business Banking Relationship Manager - Kenosha, WI

Wintrust · Kenosha, WI · $85,000–$110,000 a year · Full time

Posted Jul 23, 2026 · We last checked this listing on Oct 6, 2026

Apply at Wintrust

Likely interview questions for this role

Written from this job description, not a generic list. Each one notes what the interviewer is really checking.

About your past

How would you build a book of small business clients in Kenosha?

What they are checking: Whether they know the local business community and have a concrete plan for centers of influence there.

Tell me about a business banking client you grew from a deposit account into a full relationship.

What they are checking: Whether they deepen relationships through loans, treasury services and personal banking rather than staying transactional.

Tell me about a time you had to say no to a business owner. How did they take it?

What they are checking: Whether they deliver declines honestly with a path forward and keep the person's trust.

How do you keep up with a portfolio of existing clients while still prospecting?

What they are checking: Whether they have a routine for annual reviews, covenant tracking and new calls in the same week.

What would you do

A long-time client's sales have dropped and they're asking for an increase on their line. What do you do?

What they are checking: Whether they can balance loyalty with credit discipline and find a structure that protects both sides.

How do you work with branch staff to find business opportunities?

What they are checking: Whether they can build referral habits with branch teams, a common source of small business leads.

How would you describe Wintrust's advantage over a big bank to a Kenosha business owner?

What they are checking: Whether they can make a sincere case for local decision making and responsiveness without overpromising.

About the work

A Kenosha manufacturer wants a $750,000 equipment loan. What do you need from them and what do you look at first?

What they are checking: Whether they can gather tax returns, interim statements and debt schedules and quickly judge repayment capacity.

How do you calculate debt service coverage for a small business, and what adjustments do you make for owner compensation?

What they are checking: Whether they understand global cash flow for owner-operated businesses, where personal and business finances overlap.

What's your experience with SBA lending, and when would you use it?

What they are checking: Whether they know when a government guarantee can make a deal work that conventional credit would decline.

Practice this interview out loud.

Offer builds a real interview for this exact role at Wintrust from your resume and this job description, asks the questions one at a time, and tells you what landed. The first one is free.

Practice this out loud

The full job description

As published by Wintrust.

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” Why Join Us? • An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) • Competitive pay and annual discretionary bonus eligible • Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few • Family-friendly work hours • With 175+ community bank locations, we offer opportunities to grow and develop in your career State Bank of the Lakes is looking for a dynamic and entrepreneurial Business Banking Relationship Manager to support our market in Kenosha County, WI. This position supports small to mid-sized businesses with revenues up to $30 million. The Relationship Manager is responsible for developing new business and expanding existing relationships for business banking customers. This position requires exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. What You'll Do • Responsible for annual goals tied to loan and deposit volume, cross-sales, call planning/prospecting, and fee income generation • Grow and manage customer relationships with businesses that generally have up to $30M in revenue • Nurture and develop existing portfolio by assessing and meeting client’s business and personal needs • Negotiate proper loan structure and effectively cross sell products • Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans • Build and manage a professional network of COI’s and referral sources • Maintain a stable network of prospective customers with a consistent approach to calling Qualifications • Bachelor’s degree in business, finance, accounting, or related field • Completion of formal credit training program preferred but not required • Preferred Minimum 5 year’s commercial credit and lending experience combined • Prior B2B, small business banking, or consultative outside sales experience within the financial services industry • Exceptional oral and written communications skills • Strong interpersonal skills with a proven ability establishing client relationships • Excellent organizational skills with the ability to proactively manage and prioritize workflow Benefits Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation The estimated salary range for this role is $85,000-$110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience. #LI-KP1 From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Apply at Wintrust

More business banking relationship manager roles